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Use our simple form to get approved car credit today. Apply for a car loan online and we will then check with a variety of different lenders to get you the car finance you can afford.

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We search and compare car loans from over 30 different lenders to get you the best deal. Even if you have poor credit history.

At carloansfinance.co.uk, our approved car loans service means we search the loans market to find you the best deal, specific to your circumstances.

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From competitive rates to bad credit car loans, we can advise on your best options, compare car loans, unsecured loans, used car loans and specialist providers who offer poor credit facilities. You get an instant online decision.

Car Finance

The car finance market is loaded with specialist terms. Some of these you may know, others you may not.

APR stands for Annual Percentage Rate. This is the way to calculate the cost of your car finance each year.

A balloon payment often occurs on PCP (Personal Contract Purchase) car finance. This is the final payment needed to secure full ownership of the vehicle.

Depreciation is the amount of value your car has lost between two points in time, normally the point you have taken our car finance to buy the vehicle, to the point you have sold your vehicle.

Equity is the difference in value between the car and the sum still left to pay on the loan.

GAP (Guaranteed Asset Protection) insures you in case of write off. It usually pays the difference between your insurance payout and the total car finance value still left to pay on your loan.

Residual value is the value of your car after depreciation, condition damage and mileage are taken into account.

Variable rate means that the interest rate of your car finance could vary throughout the term of the loan.